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Combined Liability Insurance
  • Tailored Quotes
  • Competitive Premiums
  • Leading UK Insurer
  • Comprehensive Policy Cover
  • Superb Customer Service

Combined Liability Insurance

Insure your local business with a combined liability policy today.

Low Cost Combined Liability Policies

Insuring businesses in Greater Manchester for 25 years
Combined Liability Insurance

Combined Liability

Low Cost Insurance

Competitive Premiums

Single Policy

Single Policy

Tailored Cover

Tailored Cover

Quick Quote

Quick Quotes

Do You Require Combined Liability

Liability insurance is a staple for almost any business simply because most businesses have to hold a policy because of the laws surrounding it. However, there are so many variables and things that could go wrong which makes combined liability insurance especially attractive. A number of these eventualities could affect your business and your livelihood so we want to make sure you’re covered for all the scenarios you need for the best possible premium price. Combined liability insurance does just that – combines public and employer’s liability insurance.

Public & Employer’s Liability Insurance

Both public and employer’s liability insurance policies help to protect you and your business and it is important to fully understand the differences and benefits of both types before you take out your policy. Public liability insurance is there to cover you and your business for any inconvenience or harm that you cause a customer whether it is through damages, loss of goods/personal belongings or damage to their property while you are working on it. Employer’s liability insurance does the opposite, protecting your employees by ensuring that you are able to pay any damages if they get injured while working for you.

Insurance Benefits

First and foremost, everybody thinks about the money. Owning a concrete combined liability insurance policy will safeguard you and your business by making sure that you never have to pay out a large lump sum for damages. However, these policies also offer additional benefits for your employees and customers alike. You will be able to show that you have their safety and health in mind along with the ability to produce any documents in any situation where liability insurance is a legal requirement.

What Cover Do I Need?

We can help you if you are not sure what level of cover you require. The amount of cover needed varies significantly based on the type of work that your business carries out – we can help you every step of the way to make sure you are getting exactly what you need from your insurance policy. Public liability insurance is usually the most costly with cover of up to £1 million being seen as a minimum. However, you may have to show that you have cover of up to £5 million if you are working in the public sector. Combined liability insurance puts both public and employer’s liability insurance together, typically providing cover of up to £10 million.

Don't Get Caught Out

Employer’s liability insurance is usually a legal requirement for most businesses, even if you are only working with one other employee. Your legal and damages costs could mount up very quickly if you neglect to set up a proper insurance policy and one of your employees files a claim against you. Don’t put your business and your livelihood at risk – get in touch with Insurance Price today and we will set you up with an insurance policy that is just right for you and your business needs.

25 Years Insuring Manchester

25 Years In Operation

Insurance price has been providing combined liability insurance for businesses all across Greater Manchester & the North West for 25 years.

Professional Indemnity Insurance

90% Retention Rate

We retain 90% of our client base. We attribute this to our ability to remain competitive and provide excellent customer service.

Our Clients

Trusted Insurers

Trusted by well known businesses in the North West, we have established ourselves as one of the leading insurance brokers in the area.

Contact Our Team

Contact Us

Want to enquire about a policy for your business? Contact our expert team today and we will be able to answer all your questions.

What Our Clients Say

General All-Purpose Plastics Ltd

I just wanted to send a note to thank you for all of the work you have done for General All-Purpose Plastics over the years. You have consistently guided us in a professional way through the complex and seemingly ever changing world of insurance. As you know...

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Liverpool Victoria
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Insurance Price is a trading name of Bricks And Motor Insurance Brokers Limited.

Authorised and regulated by the Financial Conduct Authority (FCA) No. 306923. Company Number: 4838284