Shop Insurance

Running a shop can require an in-depth insurance policy simply because you will be dealing with so many people: customers, suppliers, employees and so on. The 2 core types of insurance cover for shops are employer’s liability insurance and public liability insurance. Public liability insurance covers you if a member of the public is injured or involved in a fatal accident, or if their belongings are damaged in your shop. Employer’s liability insurance will cover the cost of any personal injury claims from your employees, and is also a legal requirement. We will tailor your quote to your business to make sure that you get all the cover you need at an excellent price.

Cover Options

As mentioned above, employer’s and public liability insurance are the 2 core options for your shop. There are also a number of optional cover options for you to choose from, a few are listed below:

• Stock Insurance: If your stock is damaged or stolen, this will keep you covered. The stock is insured at its cost price, not the retail price.
• Contents Insurance: This covers the damage of your contents, fixtures and fittings. Examples of causes are fires, floods and vandalism.
• Buildings Insurance: This will cover any damages to your building structure, such as the roof, walls, ceilings, floors and doors. The sum is based on your property’s rebuild value, not the market value.
• Loss of License Insurance: Covers against the loss of an alcohol license that you might possess, not through your own fault. You will also receive a pay-out for any loss of earnings you suffered from not having your license for that time period.

Business Interruption is automatically included as part of a shop insurance policy. This will cover various costs such as wages and overheads if something stops your business from trading for a certain amount of time. Our business interruption insurance will keep your firm going while your equipment is being fixed or your building is being repaired.

Our Experience

We have been providing insurance policies and insurance quotes to thousands of customers over the past 25 years and we pride ourselves in our professionalism and our ability to get you the best value possible when it comes to your insurance. Our client testimonials prove that we are passionate about what we do and we always put you first.

Obtaining a Quote

To obtain a quote for shop insurance, please fill in our request a quote form. One of our professional advisors will then contact you back and run through your business needs so that we can provide a tailored quote covering your business with peace of mind. Alternatively, you can contact us now:

• Telephone: 0161 763 8222
• Fax: 0161 241 6760
• E-mail: enquiry@insuranceprice.co.uk
• In person: 52a Bolton Street, Bury, BL9 0LL
• Fill in our contact form