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Blogs from December 2014

Gadget Insurance Complaints Reach New Highs

gadget insuranceThe Financial Ombudsman Service (FOS) has reported that they have received a record number of complaints from consumers in relation to their gadget insurance policies last year. The figures are up to a record-breaking 2,200 complaints which is double that of the previous year.

A huge number of people are actively undervaluing the cost of their technological assets and they are unaware that most general insurance policies do not offer cover for any items outside of the home acc[...]

James Savery, 22 December 2014

Insurance Issues That Need Exposing

insurance productsThe FCA (Financial Conduct Authority) reported that they planned to carry out a report last March that would review the current insurance and pension markets. Millions of savers across the country finally felt like the FCA was making the necessary steps to deal with the ridiculous miss-selling of insurance products over the past 30 years. Customers have been treated poorly and given the short end of the stick for far too long.

However, everything went a little pear-shaped when[...]

James Savery, 11 December 2014

Chinese Plan For Bank Deposit Insurance

bank deposit insuranceChina has taken major leaps forward in reviving its lagging bank sector by finally deciding to implement a banking deposit insurance system. This is a move that the country has been needed for a serious amount of time and will help to further discipline China’s lenders and customers.

The Chinese Government’s top decision-maker, the State Council, released their draft documents last week which stated a plan to insure up to £52,000 in deposits made by ether businesses or individ[...]

James Savery, 02 December 2014

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